New Listing

Wednesday, March 31, 2010 at 5:06 PM



2500 N 300 E Logan, UT 84341
$44,000
3 Bedrooms 2 Bathrooms
1800 Square Feet
Mobile Home w/o Land

or Call Dave at 435-213-0549

Smithfield Action

Monday, March 29, 2010 at 9:02 PM



March's Smithfield Action
14 New Homes Listed
8 Homes Sold

Smithfield, UT is a great place to live.  With a population of just under 10,000, Smithfield combines the benefits of the city with all the good parts of country living.  It is home to 3 elementary schools (starting in August 2010) and many shopping opportunities.
There is a lot of home action in Smithfield these days.  New homes and condos are being built at a very face pace, while existing homes continue to sell.
If you are looking sell your home in Smithfield now is the time to list.  Smithfield's property values are increasing, and buyers are looking for a good neighborhood for their families.
If you are looking for a home in Cache Valley, Smithfield just might be the city of yoru dreams.  With parks, recreation centers, great schools, and quiet neighborhoods, call to see if your dream home can be found in Smithfield!

Good Time to List Your Home

Wednesday, March 17, 2010 at 8:30 PM








Spring is in the air and so are the buyers.   In Cache Valley the grass is beginning to show.  Home buyers are looking for a new home and a new beginning in Providence, Nibley, or North Logan. The last 2 weeks of March are  one of the best times to list your home..  because the sun is out and the snow is melting.   The cold winters keep people in their homes and apartments.  When those illuminating rays of sunshine hit their face, they come to the realization that they need to expand and find something bigger.  They do not want to spend another winter like that.  So what do they do, they go looking for homes.  They want to find that perfect home.  Strike when the iron is hot before your neighbor steals your buyers.  

The valley seems to come alive as the snow melts, people are going for walks and bike rides all over.  As they walk wouldn't you like them to see the for sale sign in your yard?  Or grab a flyer about your home?  This is the perfect time to get your home out there and let people see it's potential for their families.

Another reason to sell now, interest rates are still holding at long time lows.  It won't be long before they are gone forever.   Also the $8000 first buyer credit ending on April 30... makes it a very interesting time for buyers.
There are homes on the market all over the valley, in Hyde Park, Smithfield, and Hyrum.   And buyers looking at every home.  By April more people list their home then any other time... because they know this is the time to get buyers!!!






Patience is Key

Monday, March 15, 2010 at 11:57 AM



Working with a short sale requires the patience of Job.  Don't get me wrong, you can get a great deal, but you will work for your savings.  The steps for a short sale are quite different then that of a traditional home sale.  The main difference being you are working with a bank, not just a home owner.  In a short sale situation the seller of the home is working with the bank to sell their home for less than they owe on their mortgage.  Because of this the bank has to approve any offer that the seller may accept.
I often tell my buyers of short sale homes to expect everything to go really slow...until the bank accepts their offer then things go very quickly.  Be prepared for the pace to change quickly.  Then hopefully all your patience, and quick responses will end up with you in a great home, with a great deal.
One of my recent short sale buyers learned that you cannot count on your home appraising for more than you are paying as part of your equity on the home.  If you are looking to avoiding paying PMI (Private Mortgage Insurance) then you will need to have 20% down on the home.  Banks won't use the value of the home to offset your down payment.
In Cache Valley there are short sales all over.  Often, if you are quick to the draw, you can get in first position and have a good shot at the house.  One drawback is that because Cache Valley's real estate market has remained strong banks are looking to get more money out of the houses they are negotiating.
Your Real Estate Agent can help you determine a fair offer, based on the surrounding area, condition of the home, and time on the market.  Cities within Cache Valley vary greatly in values from growing areas like Nibley, Providence, and Smithfield to the established areas of North Logan, Hyde Park, and River Heights.  Also, you can find great homes in Historic Logan, or the outlying areas of Hyrum, Richmond, and Lewiston.  You will need expert help to determine what is best for you family.  Rely on your agent for advice, and patience will bring great rewards.

The Sun is Out!

Friday, March 12, 2010 at 12:28 PM

The sun is out in Cache Valley today!  Today I'm talking about public parks.  In Smithfield there are 9 public parks.  Isn't that wonderful?  That is one of the reasons why the valley is such a great place to live.  The public parks offer a great way to get our families outside together.


                                                    
Smithfield City has a map of all their public parks here
This spring why don't we try discovering what each park has to offer!

Free Credit Score Card

Thursday, March 11, 2010 at 4:06 PM




Everyone know your Credit Score affects many parts of your life.  Especially your home loans.  If you are looking to buy a home it is helpful to know where your credit score.  This helps you to know where to make adjustments in your financial life that will help you increase your credit score.  Which will help you get a better interest rate on your home loan.  This will save you a lot of money over the term of your loan.

You can get a free Equifax Credit Score Card which will give you a Equifax Credit Score Range (250-559, 560-659, 660-724, 725-759, or 760-850).

http://www.equifax.com/creditscorecard/

This is what the fine print says: You will not be required to provide credit card information; this is not a trial of a subscription product. The Score Card is truly free and there is no obligation to buy other Equifax products.