New Listing
Wednesday, March 31, 2010 at 5:06 PM
Posted in For Sale | 0 comments »
Smithfield Action
Monday, March 29, 2010 at 9:02 PM
Smithfield, UT is a great place to live. With a population of just under 10,000, Smithfield combines the benefits of the city with all the good parts of country living. It is home to 3 elementary schools (starting in August 2010) and many shopping opportunities.
There is a lot of home action in Smithfield these days. New homes and condos are being built at a very face pace, while existing homes continue to sell.
If you are looking sell your home in Smithfield now is the time to list. Smithfield's property values are increasing, and buyers are looking for a good neighborhood for their families.
If you are looking for a home in Cache Valley, Smithfield just might be the city of yoru dreams. With parks, recreation centers, great schools, and quiet neighborhoods, call to see if your dream home can be found in Smithfield!
Posted in Smithfield | 0 comments »
Good Time to List Your Home
Wednesday, March 17, 2010 at 8:30 PM
Posted in Seller | 0 comments »
Patience is Key
Monday, March 15, 2010 at 11:57 AM
Working with a short sale requires the patience of Job. Don't get me wrong, you can get a great deal, but you will work for your savings. The steps for a short sale are quite different then that of a traditional home sale. The main difference being you are working with a bank, not just a home owner. In a short sale situation the seller of the home is working with the bank to sell their home for less than they owe on their mortgage. Because of this the bank has to approve any offer that the seller may accept.
I often tell my buyers of short sale homes to expect everything to go really slow...until the bank accepts their offer then things go very quickly. Be prepared for the pace to change quickly. Then hopefully all your patience, and quick responses will end up with you in a great home, with a great deal.
One of my recent short sale buyers learned that you cannot count on your home appraising for more than you are paying as part of your equity on the home. If you are looking to avoiding paying PMI (Private Mortgage Insurance) then you will need to have 20% down on the home. Banks won't use the value of the home to offset your down payment.
In Cache Valley there are short sales all over. Often, if you are quick to the draw, you can get in first position and have a good shot at the house. One drawback is that because Cache Valley's real estate market has remained strong banks are looking to get more money out of the houses they are negotiating.
Your Real Estate Agent can help you determine a fair offer, based on the surrounding area, condition of the home, and time on the market. Cities within Cache Valley vary greatly in values from growing areas like Nibley, Providence, and Smithfield to the established areas of North Logan, Hyde Park, and River Heights. Also, you can find great homes in Historic Logan, or the outlying areas of Hyrum, Richmond, and Lewiston. You will need expert help to determine what is best for you family. Rely on your agent for advice, and patience will bring great rewards.
Posted in Buyer | 0 comments »
The Sun is Out!
Friday, March 12, 2010 at 12:28 PM
Posted in Fun | 0 comments »
Free Credit Score Card
Thursday, March 11, 2010 at 4:06 PM
Everyone know your Credit Score affects many parts of your life. Especially your home loans. If you are looking to buy a home it is helpful to know where your credit score. This helps you to know where to make adjustments in your financial life that will help you increase your credit score. Which will help you get a better interest rate on your home loan. This will save you a lot of money over the term of your loan.
You can get a free Equifax Credit Score Card which will give you a Equifax Credit Score Range (250-559, 560-659, 660-724, 725-759, or 760-850).
http://www.equifax.com/creditscorecard/
This is what the fine print says: You will not be required to provide credit card information; this is not a trial of a subscription product. The Score Card is truly free and there is no obligation to buy other Equifax products.
Posted in Deal | 0 comments »








